Guest Blog: AOD Federal Credit Union

February 10, 2015

AODFCU is the area’s largest local credit union and one of the largest locally owned financial DSCN0753institutions in East Central Alabama.  AOD Federal Credit Union is a financial cooperative owned entirely by their members and operated exclusively for their benefit. Each member has a voice in selecting the board of directors. Just like a shareholder, each member receives earnings in the form of low interest rates on loans, high dividends on savings, and a large variety of financial services.

AOD Federal Credit Union was federally chartered on April 21, 1950, as a financial cooperative to serve its members. The credit union’s original charter group consisted of 45 members who were all employed by the Anniston Ordnance Depot. AOD Federal Credit Union’s first day of operation was May 4, 1950, in an office located on the Depot property.

DSCN0877Since 1950, AOD Federal Credit Union has grown to six offices located throughout Anniston, Jacksonville and Oxford with more than 420 select employer groups and seven-ATM locations throughout Oxford, Anniston, and Jacksonville.  AODFCU serves members in 45 states and several foreign countries.  More open hours of service are provided by AODFCU, than any other financial institution in our area and they are the primary local automobile lender in East Central Alabama.

For 65 years, the credit union’s goal has been to provide its members with savings programs, competitive lending, checking products, and a variety of other convenient services tailored to fit the needs of each individual member. AOD Federal Credit Union’s 65 years of service and experience has positioned the credit union to become one of the largest and most stable credit unions in nation.  Financial Institution Rating Agencies Bauer Financial and Weiss Ratings recognized AODFCU with their highest awards for safety and soundness — an honor received by fewer than 2% of this nation’s financial institutions.  AODFCU was awarded Reader’s Choice Awards by the Anniston Star for four consecutive years from 2011 – 2014 for top three Credit Unions.

Visit one of our six convenient office locations or visit us online at


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